Metropolitan Federal Credit Union Home Banking

Privacy Policy

 

FACTS
WHAT DOES METROPOLITAN FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?
Financial companites choose how they share your personal information.  Federal law gives consumes the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Social Security Number and Income
  • Balances and Payment History
  • Credit History and Credit Scores

When you are no longer our customer, we continue to share your information described in this notice.

How?
All financial companies need to share Members' personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their Members' personal information; the reasons Metropolitan Federal CU chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Metropolitan Federal CU share?
Can you limit this sharing?

For our everyday business purposes -

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES NO

For our marketing purposes -

to offer our products and services to you

YES NO
For joint markting with other financial companies YES NO

For our affiliates' everyday business purposes -

Information about your transactions and experiences

YES NO

Four our affiliates' everyday business purposes -

Information about your credit worthiness

NO WE DON'T SHARE
For nonaffiliatese to market to you NO WE DON'T SHARE
Questions? Call 816-931-4164 or go to WWW.METFEDCU.ORG

 

Who we are
Who is providing this notice? METROPOLITAN FEDERAL CREDIT UNION
What we do
How does MFCU protect my pesonal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.
How does MFCU collect my personal information?

We collect our personal information, for example, when you

  • OPEN AN ACCOUNT or DEPOSIT MONEY
  • FILE AN INS. CLAIM or APPLY FOR A LOAN
  • USE YOUR ATM or MASTERCARD DEBIT CARD

WE ALSO COLLECT YOUR PERSONAL INFORMATION FROM OTHERS, SUCH AS CREDIT BUREAUS AND AFFILIATES

Why can't I limit all sharing?

Federal lave gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about yoru credit worthiness
  • affialtes from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies

  • OUR AFFILIATES INCLUDE CO-OP FINANCIAL SERVICES (ATM/DEBIT CARDS).
Nonaffiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

  • METROPOLITAN FCU DOES NOT SHARE WITH NONAFFILIATES SO THEY CAN MARKET TO YOU.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • METROPOLITAN FCU DOES NOT JOINTLY MARKET

 

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